Careers

Some high level things you would own but not limited to :

• Handling and overseeing the entire Account Receivable Management/ customer accounting. 
• Manage the work related to various reconciliation of principal outstanding, interest and other charges between systems. 
• Manage the collection recording/uploading, reporting of Principal at Risk and Bank Reconciliation. 
• Providing support in timely closure of month end, quarter end and year end financials and MIS. Manage a team to monitor the complete process of presentation of the repayments and tallying the accounts daily with the lender system. 
• Providing support in launch and integration of new products and finalizing the process. Coordinating the work regular E-collection work with respect to daily recording/ refunding of amount received through partners. 
• Managing escrow accounts for collection and reconciliation and managing account receivables. Timely disposing off various complaints received from RBI or any other source. 
• Guiding and tracking the suspense clearance process. Timely clearance of suspense and maintaining it at a certain level. 
• Providing data and other details as and when asked by various auditors or management.
• Manage the Co-lender accounting and reconciliation. 
• Providing the data as and when asked by co-lenders. Supervising the work of regular payments as and when required to them
• Develop financial policy and procedure for operational efficiency.

Some high level things you would own but not limited to:

• Providing support in preparation of Financial Decks to be presented to top management, investors and lenders
• Preparation of PL of new products and analysing the profitability and monitoring performance of new product launch
• Analyze the financial performance of other players / competitors in the industry, understand the standard business practices and benchmarking with our company for improved business processes / practices & financial performance
• Preparation of Monthly MIS to be shared with investors in Monthly Reporting in their format
• Support in Identifying Cost savings ideas, tapping revenue leakages and controlling cost wastages
• Ensuring cohesive coordination between Management Accounting Team & FP&A Team
• Providing support in preparation of Monthly ECL workings as per applicable INDAS
• Providing support in preparation of Annual Operating Plan, 5 year Plan.
• Providing support in different audit closure works
• Preparing/ Reviewing the data as and when asked by different lenders
• Preparation of various reports as and when required by management.

What you would possess already:

• Experience and proven excellence in FP&A. 
• Understanding of Accounting Standards/principles and good quotative aptitude is a preliminary requirement
• Excellent communication, presentation and decision-making skills
• Should have knowledge of MS Excel, PowerPoint.
• Strong Financial acumen, knowledge of accounting principles, concepts, Accounting Standards, financial ratios and inter-company transactions
• Experience in Business benchmarking, Financial Benchmarking, Budgeting, Forecasting, Variance analysis, Trend analysis, Simulation, MIS and other FP&A Activities and Business / Financial Models
• Work as a team player and take individual decisions at the same time in to help the management in quick decision making and profitability analysis
• Ability to quickly turn around ad-hoc requests under stringent timelines

About Lendingkart :

Lendingkart is on a mission to make credit available to MSMEs pan-India using technology and data-first approaches. Since its inception, we have evaluated millions of applications, disbursing over 3,00,000 loans of over INR 20,000 crores in more than 4100+ cities and towns across all states and union territories of India, reaching over 14,700 pin codes and making it a fintech having the largest geographical footprint in the country.

In 2022, Lendingkart won the “Best Fintech Award” at the Financial Express India’s Best Bank Awards, and in 2024, won the title of “Best Fintech In Lending” in the Lending category at the Business Today Best Bank Awards basis the 28th edition of the BT-KPMG Best Bank survey.

Some high level things you would own but not limited to:

• Handling and overseeing the entire Account Receivable Management/ customer accounting. 
• Manage the work related to various reconciliation of principal outstanding, interest and other charges between systems. 
• Manage the collection recording/uploading, reporting of Principal at Risk and Bank Reconciliation. 
• Providing support in timely closure of month end, quarter end and year end financials and MIS. Manage a team to monitor the complete process of presentation of the repayments and tallying the accounts daily with the lender system. 
• Providing support in launch and integration of new products and finalizing the process. Coordinating the work regular E-collection work with respect to daily recording/ refunding of amount received through partners. 
• Managing escrow accounts for collection and reconciliation and managing account receivables. Timely disposing off various complaints received from RBI or any other source. 
• Guiding and tracking the suspense clearance process. Timely clearance of suspense and maintaining it at a certain level. 
• Providing data and other details as and when asked by various auditors or management.
• Manage the Co-lender accounting and reconciliation. 
• Providing the data as and when asked by co-lenders. Supervising the work of regular payments as and when required to them
• Develop financial policy and procedure for operational efficiency.

What you would possess already:

• Understanding of Accounting Standards/principles and good quotative aptitude is a preliminary requirement
• Excellent communication, presentation and decision-making skills
• Should have knowledge of MS Excel, PowerPoint.
• Strong Financial acumen, knowledge of accounting principles, concepts, Accounting Standards, financial ratios and inter-company transactions
• Experience in Business benchmarking, Financial Benchmarking, Budgeting, Forecasting, Variance analysis, Trend analysis, Simulation, MIS and other FP&A Activities and Business / Financial Models
• Work as a team player and take individual decisions at the same time in to help the management in quick decision making and profitability analysis
• Ability to quickly turn around ad-hoc requests under stringent timelines