Location: Gujarat

Responsibilities:-

 

  • Apply in-depth specialty knowledge to complete tasks related to Know Your Client (KYC & VKYC).
  • Participate in AML training offered through the business.
  • Relevant experience required.
  • Working knowledge of AML regulations and experience preferred.
  • Proficient computer skills with a focus on Microsoft Office applications.
  • Maintain accurate, organized and current compliance records and documentation in a manner consistent with the department’s needs.
  • Perform V-CIP journey with client over call to verify client KYC.
  • Interaction with the cross-functional team to resolve any internal queries related to the loan application.
  • Client communication or confirmation for any issue in shared documents.
  • Perform Dedupe checks to know any fraud application or any other details linked with client loan application.
  • Head responsibility for the loan processing.

About the Role:

This is  a strategic role expectation is to set the FCU unit end to end & core expectation is to set the fraud & risk management framework. Ability to lead FCU functions & work very closely with all the key stakeholders of the organization. Somebody with technical expertise in the BFSI space would be an add on benefit. 

Some high level things you would own but not limited to:

  • Ability to lead and set up the RCU Function.
  • Experience in Fraud Risk management Well versed with Data Science and Technology
  • Define strategies, strong Processes and Fraud Prevention framework.
  • Expertise in Vulnerability Risk Assessment, Customer Profiling, Forensic Investigation
  • Ability to Lead and Enforce Risk Prevention Culture through Education, Training & Policy
  • Ensure policies and procedures are in compliance with regulatory requirements.
  • Professionally Skilled and Certification in Fraud & Risk Management
  • People Management, Work with all Functional Stakeholder
  • Network in BFSI & Legal
  • Portfolio Tracking & Report Management
  • Perform other tasks and instructions assigned by the senior management.
  • Collection reconciliation and updating in LMS.
  • Charges waivers in LMS on request basis.
  • Reconciliation / maintenance of insurance cases records and refund.
  • One time settlement cases to close in LMS and tally and reconciliation thereafter.
  • Death cases to close in LMS and tally and reconciliation thereafter.
  • Reconciliation of principal outstanding, interest and other charges between systems.
  • Collection recording/uploading, reporting of Principal at Risk and Bank Reconciliation.
  • Reconciliation of TDS recoverable with 26AS/ TDS certificate and payment thereof.

Qualification

  • B.COM / M.COM / MBA

Basic requirement

  • Should have basic knowledge of Excel.
  • Should have basic knowledge of Tally.
  • You will collaborate closely with the founder(s) to develop and execute strategic plans, including business expansion, market penetration, and operational improvements – Strategic Planning

  • You will act as a trusted advisor and confidant to the founder(s), providing guidance and support on critical decision-making processes, problem-solving, and overall company direction – Founder Support

  • You will oversee and manage key projects and initiatives, ensuring timely execution, resource allocation, and effective communication across teams – Project Management.

  • You will foster collaboration and effective communication between different departments and teams to drive alignment with the founder’s vision and promote operational efficiency – Cross-Functional Coordination

  • You will establish key performance indicators (KPIs) and tracking mechanisms to measure the progress and success of strategic initiatives, and provide regular updates and reports to the founder(s) and executive team – Performance Monitoring

  • You will cultivate relationships with key stakeholders, including investors, board members, partners, and other external parties, representing the founder(s) and the company’s interests – Relationship Management.

  • You will conduct thorough research and analysis on market trends, industry developments, and competitive landscapes to provide valuable insights and recommendations to the founder(s) for informed decision-making – Research and Analysis

  • You will build, develop, and mentor a high-performing team within the founder’s office, fostering a culture of collaboration, accountability, and continuous learning – Team Leadership.

  • You will handle sensitive and confidential information with utmost discretion, maintaining the highest level of professionalism and integrity – Confidentiality and Discretion.

Manage day-to-day treasury activities such as funds transfer from Banks.
FD booking process management along with accounting & reporting.
Debt management and booking EMI Entries in tally.

Borrowing cost booking and payment processing.
Debt related master’s preparation.
Managing Post disbursement compliances.

Other Treasury operations related work.

  • Develop and oversee loan disbursements, documents and reports along with obtain credit and financial information as required.
  • Prepare closing, develop closure instructions, supervise contingencies and verify lock information.
  • Collect credit and varied documents from customers as well as third parties required to support decision of loan approval.
  • Head responsibility for loan processing.
  • Ensure loans are processed as per established company procedures and policies.
  • Review title binder along with closure documents for correctness.
  • Prepare and present note along with preliminary closure documents to the respective warehouse.
  • Transfer loan files to further teams for analysis.
  • Present any problem largely affecting decision to Unit Supervisor.
  • Process, close, present, service and record loan related notes and disbursements etc.
  • You will collaborate closely with the founder(s) to develop and execute strategic plans, including business expansion, market penetration, and operational improvements – Strategic Planning

  • You will act as a trusted advisor and confidant to the founder(s), providing guidance and support on critical decision-making processes, problem-solving, and overall company direction – Founder Support

  • You will oversee and manage key projects and initiatives, ensuring timely execution, resource allocation, and effective communication across teams – Project Management.

  • You will foster collaboration and effective communication between different departments and teams to drive alignment with the founder’s vision and promote operational efficiency – Cross-Functional Coordination

  • You will establish key performance indicators (KPIs) and tracking mechanisms to measure the progress and success of strategic initiatives, and provide regular updates and reports to the founder(s) and executive team – Performance Monitoring

  • You will cultivate relationships with key stakeholders, including investors, board members, partners, and other external parties, representing the founder(s) and the company’s interests – Relationship Management.

  • You will conduct thorough research and analysis on market trends, industry developments, and competitive landscapes to provide valuable insights and recommendations to the founder(s) for informed decision-making – Research and Analysis

  • You will build, develop, and mentor a high-performing team within the founder’s office, fostering a culture of collaboration, accountability, and continuous learning – Team Leadership.

  • You will handle sensitive and confidential information with utmost discretion, maintaining the highest level of professionalism and integrity – Confidentiality and Discretion.

Manage day-to-day treasury activities such as funds transfer from Banks.
FD booking process management along with accounting & reporting.
Debt management and booking EMI Entries in tally.

Borrowing cost booking and payment processing.
Debt related master’s preparation.
Managing Post disbursement compliances.

Other Treasury operations related work.

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