Location: Karnataka

Some high level things you would own but not limited to:

  • Credit Underwriting:

    • Review credit card applications and assess applicants’ creditworthiness based on established criteria and credit scoring models.

    • Determine appropriate credit limits for approved applicants.

    • Make decisions regarding credit card applications, including approvals, declines, and counteroffers.

    • Ensure compliance with regulatory guidelines and internal credit policies.

  • Risk Assessment:

    • Conduct risk analysis and evaluate potential risks associated with credit card portfolios.

    • Monitor the credit card portfolio’s performance and identify trends or emerging risks.

    • Recommend adjustments to credit policies and underwriting criteria to mitigate risks.

  • Data Analysis:

    • Analyze large datasets to gain insights into customer behavior, payment patterns, and credit performance.

    • Develop and maintain predictive models to forecast credit card portfolio performance.

    • Use statistical tools and software to extract actionable information from data.

  • Portfolio Management:

    • Optimize credit card portfolios to maximize profitability while minimizing credit losses.

    • Segment the customer base and tailor credit offerings to different customer groups.

    • Implement strategies to reduce delinquency rates and charge-offs.

  • Reporting and Documentation:

    • Prepare regular reports on credit card portfolio performance and share insights with management.

    • Maintain accurate records of credit decisions, policies, and data analysis results.

    • Ensure compliance with documentation and reporting requirements.

  • Collaboration:

    • Work closely with cross-functional teams, including marketing, collections, and finance, to align credit strategies with business goals.

    • Collaborate with data scientists and IT professionals to enhance data analytics capabilities.

  • Continuous Learning:

    • Stay updated on industry trends, regulatory changes, and best practices in credit underwriting and analytics.

    • Participate in training and professional development opportunities to enhance skills and knowledge.

Roles & Responsibilities :

 

  • Collaborate with cross functional teams to define, design and push new features and innovative front-end solutions. Translate UI/UX design wireframes to actual code that will produce visual elements of the application.
  • Continuously discovering, evaluating, and implementing new technologies to maximize development efficiency.
  • Provide technical leadership towards new UI architectures.
  • Unit-testing code for robustness, including edge cases, usability, and general reliability.
  • Create and be accountable for user interaction models, workflows, information architecture, prototypes and guidelines for user interfaces.
  • Work closely and collaborate with other members of the development teams to ensure smooth integration of the UI component with back end technologies
  • Designing and building responsive web applications.

 

Education Qualifications & Requirements :

    • 6-12+ years of Frontend development experience
    • BE/BS in Computer Science, Management and Information Systems, or equivalent
    • Problem Solver: Ability to formulate/implement technical solutions, proven ability to understand, analyze and solve issues with guidance.
    • Should have executed a production level end to end UI application on his own
    • Hands on contributor who played an important role in implementing the proposed architecture and design
    • Excellent command over HTML5, CSS,Javascript,Jquery,Ajax,MVVM. Proficient understanding of web markup.
  • Expert Level proficiency of JS Library/ Framework.
  • Proficient in unit test cases for UI applications functionality and flow testing 
  • Good knowledge of caching and memory management for UI applications
  • Exposure to data visualization libraries such as D3.js
Job Description:
  • Identify, onboard, and close new cross sell partners that deliver the next level of growth for the organization wrt various cross sell products
  • Actively contribute to the overall achievement of annual operating plan revenue targets while monitoring the same closely on a weekly/monthly basis
  • Ability to work through the details and prepare the annual operating targets in line with the overall revenue targets of the organization
  • Work closely with the Tech and product teams to provide BRDs and requirements for any new product development along with onboarding any new partners
  • Work closely with Tech and product to ensure zero surprise operations and promptly resolve any issues arising out of any tech glitches
  • Manage relationships with existing & new cross sell partners in order to create new opportunities
  • Negotiating win-win partnership deals and ensuring mutually beneficial partnership terms that are in line with business objectives and strategy
  • Plan business outcomes and co-own all business metrics and growth for the cross sell partnerships line of business
  • Conceptualize, execute and develop strategic alliances with companies and third party service providers to accelerate innovation and revenue growth across a range of cross sell products
  • Grow the relationship and revenue potential with these strategic partners and deepen relations with partners by looking at opportunities for upselling and cross-selling.
  • Collaborate with the Sales team on achieving attachment rate targets across all cross sell products along with resolving any issues/concerns across all cross sell products
  • Provide regular reports on KPIs and ensure regular MIS is circulated across all internal and external stakeholders
  • Keep up to date and understand competitive products and pricing strategies to ensure or retain and grow market share

 

Desired Skill Set Required:

 

  • 6 – 8 Years of Previous cross sell and partnership management experience, digital lending platforms, partnership roles
  • Have the ability to drive cross sell products and manage end to end operations of cross sell products 
  • Ability to work collaboratively in a team environment as well as in cross-functional teams
  • Have the ability to influence others and connect with clients at various seniority levels
  • Ownership mindset, problem solving approach with exceptional data analysis skills
  • Excellent command over MS excel and other tools like Pyhton, R etc

Roles & Responsibilities :

  • Collaborate with cross functional teams to define, design and push new features and

innovative front-end solutions. Translate UI/UX design wireframes to actual code that will produce visual elements of the application.

  • Continuously discovering, evaluating, and implementing new technologies to maximize development efficiency.
  • Provide technical leadership towards new UI architectures.
  • Unit-testing code for robustness, including edge cases, usability, and general reliability.
  • Create and be accountable for user interaction models, workflows, information architecture, prototypes and guidelines for user interfaces.
  • Work closely and collaborate with other members of the development teams to ensure smooth integration of the UI component with back end technologies
  • Designing and building responsive web applications.

Education Qualifications & Requirements :

    • 6-12+ years of Frontend development experience
    • BE/BS in Computer Science, Management and Information Systems, or equivalent
    • Problem Solver: Ability to formulate/implement technical solutions, proven ability to understand, analyze and solve issues with guidance.
    • Should have executed a production level end to end UI application on his own
    • Hands on contributor who played an important role in implementing the proposed architecture and design
    • Excellent command over HTML5, CSS,Javascript,Jquery,Ajax,MVVM. Proficient understanding of web markup.
  • Expert Level proficiency of JS Library/ Framework.
  • Proficient in unit test cases for UI applications functionality and flow testing 
  • Good knowledge of caching and memory management for UI applications
  • Exposure to data visualization libraries such as D3.js
Job Description:
  • Identify, onboard, and close new cross sell partners that deliver the next level of growth for the organization wrt various cross sell products
  • Actively contribute to the overall achievement of annual operating plan revenue targets while monitoring the same closely on a weekly/monthly basis
  • Ability to work through the details and prepare the annual operating targets in line with the overall revenue targets of the organization
  • Work closely with the Tech and product teams to provide BRDs and requirements for any new product development along with onboarding any new partners
  • Work closely with Tech and product to ensure zero surprise operations and promptly resolve any issues arising out of any tech glitches
  • Manage relationships with existing & new cross sell partners in order to create new opportunities
  • Negotiating win-win partnership deals and ensuring mutually beneficial partnership terms that are in line with business objectives and strategy
  • Plan business outcomes and co-own all business metrics and growth for the cross sell partnerships line of business
  • Conceptualize, execute and develop strategic alliances with companies and third party service providers to accelerate innovation and revenue growth across a range of cross sell products
  • Grow the relationship and revenue potential with these strategic partners and deepen relations with partners by looking at opportunities for upselling and cross-selling.
  • Collaborate with the Sales team on achieving attachment rate targets across all cross sell products along with resolving any issues/concerns across all cross sell products
  • Provide regular reports on KPIs and ensure regular MIS is circulated across all internal and external stakeholders
  • Keep up to date and understand competitive products and pricing strategies to ensure or retain and grow market share

 

Desired Skill Set Required:

  • 6 – 8 Years of Previous cross sell and partnership management experience, digital lending platforms, partnership roles
  • Have the ability to drive cross sell products and manage end to end operations of cross sell products 
  • Ability to work collaboratively in a team environment as well as in cross-functional teams
  • Have the ability to influence others and connect with clients at various seniority levels
  • Ownership mindset, problem solving approach with exceptional data analysis skills
  • Excellent command over MS excel and other tools like Pyhton, R etc

Responsibilities:

  • Drive discussions to create/improve the product, process, and technology
  • Build abstractions and contracts with separation of concerns for a larger scope
  • Rapid prototyping
  • Robust and scalable web-based applications
  • Do high-level design with guidance; Functional modeling, break-down of a module
  • Thinking platforms & reuse, the open-source contribution will be a plus
  • Do incremental changes to architecture: impact analysis of the same
  • Do performance tuning and improvements in large scale distributed systems

Key qualities

  •  Worked on projects in multiple teams, products and systems at the same time
  •  The complexity of systems and products involved in their work should have been to support a director of engineering in execution.
  •  Should have had experience working on scaling the design of one or two existing products for increased functional complexity.
  •  Should have had experience working on scaling one or two existing products for non-functional requirements.
  • Should be language agnostic, with extensive and expert programming experience in Java programming language (strong OO skills preferred).
  • A solid foundation in computer science, with strong competencies in data structures, algorithms, and software design.
  • Have a penchant for solving complex and interesting problems
  • BE/BTech, MTech in Computer Science or related technical discipline (or equivalent).
  • Excellent coding skills – should be able to convert a design into code fluently
  • Good skills to write unit & integration tests with reasonable coverage of code & interfaces – TDD is a plus
  • Experience in building highly scalable business applications, which involve implementing large complex business flows and dealing with a huge amount of data.
  • Experience with multi-threading and concurrency programming
  • Ability to switch between the technologies and learn new skills on the go
  • Understand customer needs and drive product requirements, product planning and product design (including writing PRDs/user stories) of new features and enhancements.

  • Participate in setting vision, roadmap, strategy and goals for the product.

  • Engage closely with the engineering team and other stakeholders (Analysts, Sales, Marketing and Business teams) to guide ideas and products from inception to launch

  • Handle complex ideas and break them down into concise and effective requirements to drive product development

  • End-to-end ownership of key metrics, work with respective product owners to understand areas we need to measure and ensure the needle is moving in the right direction.

  • Identify and implement streamlined processes for data reporting, dashboarding and communication

  • Establish product requirements with acceptance criteria to ensure that the envisaged customer benefits are realized.

  • Be data driven: The product design and direction should be based on data (behaviour analytics, business metrics etc).

  • Develop a strong hypothesis, execute A/B experiments and identify areas of opportunities with a strong confidence level.

  • Evangelise the developed features externally in the market, with clients and internally with the engineering, sales and marketing teams.

  • Market research – Identify no/Low Code + SAAS products in market to enable faster GTM and experimentation

– Current org role and responsibility on day to day basis
– Overview of role and responsibility at past orgs
– Cloud exposure and cloud horizontal depth
– Networking basics (OSI Layers, L3/L4-Load Balancers, Protocals)
– Kubernetes exposure (K8, EKS, Service Mesh, Helm, etc)
– DevOps Tools exposure (Ansible, Terraform, etc.)
– Scripting knowledge (Python, Shell)
– CI CD exposure (Jenkins/GitLab)
– Knowledge check on application and infrastructure security
– Knowledge check on SecDevOps
– Knowledge check on Agile Sprint ceremonies

About the Role

At Lendingkart we are scouting for individuals who will be building, planning and implementing the overall technology strategy. If you want to start small, impact large – this is the place for you.


Some high level things you would own but not limited to:

  • You will be developing test strategies for Lendingkart products 
  • You will be responsible for enhancing and extending test automation library and framework 
  • You will enable developers to test their own code 
  • You will design & build Automation Frameworks using new-age automation tools like Robot Framework, Locust et
  • You will create and maintain test harness and infrastructure for effective testing

What you would possess already:

  • Excellent problem-solving skills with attention to detail and have a breaker mindset.
  • Experience with developing automated tests for REST APIs using industry-standard frameworks 
  • Has experience working with Sprint methodology for deliverables.
  • Knowledge of tools like or similar to JIRA, Gitlab CI, Cloud components like AWS EC2. 
  • Proficiency in at least one modern programming & scripting language. 
  • 4+ years of test automation experience 
  • Experience with performance and scalability testing of server APIs
  • Kubernetes cluster deployment & management
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