Location: Multiple locations

About the company

Lendingkart is a digital lending platform that facilitates working capital financing for entrepreneurs and small businesses in India through our network of affiliated lending partners. We have developed a technology platform powered by machine learning algorithms which use big data to help its affiliate lenders evaluate borrower’s credit worthiness. Customers can apply for a loan using the web or mobile applications at their convenience and receive their sanctioned loans in as less as 3 days anywhere in the country.

Lendingkart is one of the leading fintech firms in the Indian lending space. It is backed by top-tier investors – Temasek (through its 100% subsidiary Fullerton Financial Services), Bertelsmann, Mayfield Fund, India Quotient and Saama Capital to name a few

Role & Responsibilities

  • Preparation and support in preparation of Financial Decks to be presented to top management, investors and lenders.
  • Preparation and support in Monthly Reporting in investors format.
  • Preparing/ Reviewing the data as and when asked by different lenders.
  • Preparation of various reports as and when required by management.
  • Support in Audit closure works.
  • Preparation/ Support in preparation of Monthly ECL Workings.
  • Support in preparation of Annual Operating Plan, 5 Year Plan.
  • Preparation of PL of new products and analyzing the profitability and monitoring performance of new product launch.
  • Contributing to P&L through Revenue enhancement & Cost savings ideas, tapping revenue leakages and controlling cost wastages.
  • Support in Identifying cost saving/revenue generating opportunities across business functions / processes, presenting to higher management and preparation of business / financial models for feasibility analysis, implementation & periodic review / revision.
  • Support in preparation of Ratio analysis / performance analysis for submission & strategic decision making for top management.
  • Providing support in preparation of business simulation models based on changed business environment / dynamics and translating the impact thereof on business profitability.
  • Analyze the financial performance of other players / competitors in the industry, understand the standard business practices and benchmarking with our company for improved business processes / practices & financial performance.
  • Ensuring cohesive coordination between Management Accounting Team & FP&A Team.

About the Role

Seeking an experienced Data Scientist with 4 to 7 years of experience in data science, with a

strong background in machine learning, statistical modeling, and data analysis. The Data

Scientist will be responsible for designing and implementing predictive models, developing data-

driven solutions, and analyzing large datasets to inform business decisions.

Some high level things you would own but not limited to:

  • You will analyze large and complex datasets to identify trends and insights that drive business decisions

  • You will be developing and implementing predictive models to forecast customer behavior, market trends, and other key metrics.

  • You will collaborate with cross-functional teams to identify business problems and design solutions using data science techniques.

What you would possess already:

  • Bachelors or Masters degree in Computer Science, Statistics, Mathematics, or a related field

  • At least 4 to 7 years of experience in data science, with a focus on machine learning and statistical modeling.

  • Strong programming skills in Python, R, SQL, or other relevant programming languages

  • Experience with data visualization tools such as Tableau, Power BI, or D3.js

  • Familiarity with big data technologies such as Hadoop, Spark, or NoSQL databases

  • Experience working in a financial or fintech industry is a plus

  • Excellent communication and collaboration skills, with the ability to explain complex concepts to non-technical stakeholders.

About the company

Lendingkart is a digital lending platform that facilitates working capital financing for entrepreneurs and small businesses in India through our network of affiliated lending partners. We have developed a technology platform powered by machine learning algorithms which use big data to help its affiliate lenders evaluate borrower’s credit worthiness. Customers can apply for a loan using the web or mobile applications at their convenience and receive their sanctioned loans in as less as 3 days anywhere in the country.

Lendingkart is one of the leading fintech firms in the Indian lending space. It is backed by top-tier investors – Temasek (through its 100% subsidiary Fullerton Financial Services), Bertelsmann, Mayfield Fund, India Quotient and Saama Capital to name a few

Role & Responsibilities

  • Preparation and support in preparation of Financial Decks to be presented to top management, investors and lenders.
  • Preparation and support in Monthly Reporting in investors format.
  • Preparing/ Reviewing the data as and when asked by different lenders.
  • Preparation of various reports as and when required by management.
  • Support in Audit closure works.
  • Preparation/ Support in preparation of Monthly ECL Workings.
  • Support in preparation of Annual Operating Plan, 5 Year Plan.
  • Preparation of PL of new products and analyzing the profitability and monitoring performance of new product launch.
  • Contributing to P&L through Revenue enhancement & Cost savings ideas, tapping revenue leakages and controlling cost wastages.
  • Support in Identifying cost saving/revenue generating opportunities across business functions / processes, presenting to higher management and preparation of business / financial models for feasibility analysis, implementation & periodic review / revision.
  • Support in preparation of Ratio analysis / performance analysis for submission & strategic decision making for top management.
  • Providing support in preparation of business simulation models based on changed business environment / dynamics and translating the impact thereof on business profitability.
  • Analyze the financial performance of other players / competitors in the industry, understand the standard business practices and benchmarking with our company for improved business processes / practices & financial performance.
  • Ensuring cohesive coordination between Management Accounting Team & FP&A Team.
Duties and Responsibilities –
  • Case allocation in company’s internal systems for verification.
  • Check if all the applicable documents are received, as per defined SOP.
  • Verify all the loan agreement documents as per defined SOP.
  • Coordination with internal stake holders Post terms to Disbursal.
  • Correct & accurate data inputs in company systems for each of the verified cases.
  • Cross functional co-ordinations for case verification, as and when needed.
  • Funnel management, Lenders interaction and should have keen experience interms of internal stakeholder communication

About the Role

We are seeking an experienced and dynamic individual to join our team as an Manager – MIS & Data Analysis for our Business Loans division. As the Manager- MIS and Data, you will play a critical role in preparation and analysis of various portfolio and risk related data.

Some high level things you would own but not limited to:

  • Perform exploratory data analysis & analyze large data sets to identify trends, patterns, and anomalies.
  • Create clear and compelling visualizations in the form of reports to communicate findings.
  • Use tools such as Tableau, Power BI, or others for effective data representation.
  • Generate regular and ad-hoc reports for stakeholders.
  • Communicate insights through presentations and reports.
  • Work with databases to extract and manipulate data.
  • Familiarity with SQL for querying databases.
  • Proficiency with Microsoft Excel and powerpoint.
  • Attention to detail and strong data orientation.
  • Ability to adapt to and learn new tools/ techniques quickly.
  • Dashboard development and generation for daily, weekly, monthly and all reporting needs.

Requirements & Skills

  • Bachelor’s or Master’s degree in a relevant field.
  • 3-5 years of experience in a similar Risk Data Analyst role in Banks, NBFCs or Fintechs.
  • Strong analytical and problem-solving skills.
  • Proficiency in data analysis tools and programming languages (e.g., SQL, Python).
  • Experience with data visualization tools (e.g., Tableau, Power BI).
  • Knowledge of statistical methods and techniques.
  • Excellent communication and collaboration skills.
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